Child Welfare Ideas From the Experts, #5: Preventive Credit Protection

The Chronicle of Social Change is highlighting each of the policy recommendations

made this summer by the participants of the Foster Youth Internship Program (FYI), a group of 11 former foster youths who completed Congressional internships. The program is overseen each summer by the Congressional Coalition on Adoption Institute, with support from the Sara Start Fund.

Each of the FYI participants crafted a carefully researched policy recommendation during their time in Washington. Today, we highlight the recommendation of Kaylia Ervin, 21, a student at Ferris State University in Big Rapids, Mich. and a former foster youth whose birth mother used her social security number to apply for an energy utility account.

The Proposal

The Child and Family Improvement and Innovation Act should be amended to require several protections for the credit of foster youths. First, credit reports for each youth that enters foster care. Right now, the act requires a check for any foster youth at age 16.

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